Payment Processor

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  thekingdombank

  First Floor, 43 Great George Street, Roseau, Commonwealth of Dominica, Post Code: 00109-8000

  The Kingdom Bank is an international, digital-asset-friendly fintech bank headquartered in Roseau, Commonwealth of Dominica. Licensed as a banking institution under the International Banking Act of Dominica and supervised by the Financial Services Unit, it offers B2B, B2C, and C2B payment services to clients in over 80 countries. The bank holds SWIFT membership (code KICPDMD2), ISO 27001 certification, and PCI DSS compliance. Its product suite includes multi-currency IBAN accounts, white-label crypto payment solutions, FX brokerage, and SEPA/SWIFT payments, targeting iGaming, forex, and digital asset sectors. The Kingdom Bank has won six industry awards, including Best International FinTech Banking Award (2021) and Fastest Growing Digital Bank Award (2023). Strategic partnerships with Mastercard, Binance, Circle, MetaQuotes, Fireblocks, and West Ham United bolster its global footprint. With an estimated 501–1,000 employees, the bank positions itself as a comprehensive banking partner for internationally operating businesses.

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  JoogoPay (Starpago)

  São Paulo, Brazil

  Starpago is a Brazilian fintech company founded in 2019 and headquartered in São Paulo that specializes in providing a one-stop global payment platform for the iGaming and e-commerce sectors. The company serves a community of over 200 million users and offers a suite of services including pay-in, payout, and foreign exchange processing. Starpago emphasizes regulatory compliance with anti-money laundering and counter-terrorism financing protocols and partners with licensed payment institutions and top-tier banks. With a stated global footprint spanning more than 200 countries and territories, the company has established offices worldwide to deliver localized support. Its brand philosophy is “connecting infinite possibilities with secure payments.” Starpago operates as a publicly traded company and employs an estimated 51–200 people. The company is actively expanding its presence across South Asia and Southeast Asia, particularly in India, Indonesia, Pakistan, Bangladesh, and the Philippines, and participates in industry events such as SiGMA Asia and the Global Gaming Conference in Sri Lanka. Notably, no individual executives are publicly named, and management appears to be conducted through a corporate entity structure.

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  Paymee

  Tunis, Tunisia

  Paymee is a Tunisian fintech company that provides an online payment gateway designed to help businesses accept, process, and manage digital transactions. Founded in 2018 and headquartered in Tunis, the company offers a modular, API-driven platform that integrates with websites and mobile applications, supporting credit cards, mobile wallets, and local payment schemes like Orange Money and D17. Paymee primarily serves merchants in e-commerce, digital services, and iGaming across North Africa and the Middle East, where traditional banking infrastructure is fragmented. The gateway is PCI DSS Level 1 compliant, ensuring secure handling of cardholder data, and includes features such as recurring billing, subscription management, and real-time transaction monitoring. With a lean team of approximately seven employees, Paymee is backed by venture capital investors including AUC Venture Lab, P1 Ventures, Startup Tunisia, and The DOT. The company competes with larger regional payment processors but differentiates through localized solutions and dedicated support. Paymee's growth trajectory and strategic partnerships position it as a notable player in the MENA fintech landscape, though it remains an early-stage company focused on scaling its technology and geographic reach.

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  Papara

  Istanbul, Turkey

  Papara is a Turkish electronic money and payment services company headquartered in Istanbul, operating under the regulation of the Central Bank of the Republic of Türkiye and affiliated with Mastercard and Visa. Founded in 2015, the company offers a mobile-first digital wallet enabling free money transfers, bill payments, prepaid card usage, and a growing suite of financial services including investment brokerage and insurance intermediation. As of mid-2026, Papara reported approximately 497 employees and served over 20 million users, positioning itself as one of Turkey's largest challenger banks. The company earned recognition such as inclusion in KPMG's Global Fintech100 and Visa's 'Best Fintech Start-up' award. In 2024 it acquired SadaPay Technologies Ltd. and partnered with Thunes for cross-border transfers. However, in October 2025 the CBRT permanently revoked Papara's operating license amid an investigation into alleged facilitation of illegal online betting and money laundering, leading to the detention of founder and chairman Ahmet Faruk Karslı along with 12 others. The company's future operational status remains uncertain.

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  EuPago

  Porto, Portugal

  EuPago is a Portuguese payment institution that provides a comprehensive suite of online and offline payment solutions for businesses of all sizes. Licensed and supervised by the Bank of Portugal since 2015, the company operates under the European Payment Services Directive (PSD2) and was the first payment institution in Portugal to offer open banking capabilities. Founded in 2014 in Porto by José Veiga and Telmo Santos, EuPago emerged from the founders' own need for affordable, accessible payment integration for small and medium-sized businesses. The company enables merchants to accept a wide range of payment methods, including Multibanco references, MB WAY, credit and debit cards (Visa, Mastercard), digital wallets (Google Pay, Apple Pay), installment payments via Cofidis Pay and FLOA, direct debits, SEPA transfers, Payshop, Paysafecard/Paysafecash, and local methods such as Bizum (Spain) and Europix (Brazil). EuPago integrates with major e-commerce platforms (Shopify, WooCommerce, Prestashop, Jumpseller, Magento) and accounting software (InvoiceXpress, PHC, Moloni, Sage), and offers a RESTful API for custom integrations. The company remains unfunded by external investors, growing organically since its founding, and has won the 5 Estrelas Award for best business payment solution in consecutive years. Headquartered in Porto with a share capital of €1 million, EuPago emphasizes close customer support, responding to 96.7% of requests in under two hours.

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  GURU PAY

  J. Basanavičiaus str. 24, LT-03224 Vilnius, Lithuania

  Guru Pay (UAB Guru Pay) is a licensed electronic money institution headquartered in Vilnius, Lithuania, that provides dedicated IBAN accounts and cross-border payment services exclusively to corporate clients. Founded in 2018 and regulated by the Bank of Lithuania under EMI license No. 59, the company positions itself as a boutique alternative to traditional banks, emphasizing tailored solutions and fast onboarding. Its core offerings include SEPA and SEPA Instant transfers (up to €100,000 in seconds), SWIFT payments for global reach, foreign exchange services, and a RESTful API for seamless integration. All client funds are held in segregated accounts with the Bank of Lithuania, ensuring regulatory compliance and security. Guru Pay targets SMEs and larger enterprises in fintech, e-commerce, and international trade, operating with a lean team and a focus on individualized client relationships. With no external funding disclosed, the company remains privately held and has carved a niche in the Baltic fintech ecosystem.

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  allpay Group

  Hereford, UK

  allpay Group is a UK-based payments specialist providing integrated payment collection, fund distribution, and data analytics primarily to public-sector organisations, housing associations, and healthcare bodies. Founded in 1994 as Financial Collection Services (FCS) Ltd and later rebranded as allpay.net Limited, the company processes over £9.8 billion annually for more than 200 local authorities and 500 housing associations. Its product suite includes Direct Debit management, card processing, online and mobile payments, prepaid card platforms, and the newly launched DOSH prepaid Mastercard account for the underbanked. The company emphasises financial inclusion, offering cash payment options and prepaid cards for unbanked individuals. allpay is led by founder Tony Killeen and Managing Director Michelle Pacey, operating from headquarters in Hereford, UK. Through partnerships with Visa, Mastercard, the Post Office, and Open Banking providers, allpay continues to digitise payments while maintaining a human-centred approach.

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  allpay.cards

  Fortis et Fides, Whitestone Business Park, Whitestone, Hereford, Herefordshire HR1 3SE, United Kingdom

  allpay cards is a UK-based card manufacturing and personalisation bureau that has been operating since 2008 as a division of allpay Limited, a payments technology group founded in 1994. Headquartered in Hereford, England, the company is accredited by both Visa and Mastercard and specialises in the end-to-end production of plastic payment cards, including embossed, printed, dual-interface, contactless, and virtual cards. It serves financial institutions, fintechs, government bodies, and corporate clients, offering services that span design, manufacturing, encoding, personalisation, secure mailing, and inventory management. The division has manufactured and mailed over 14,000 cards for clients such as Fire and supported the launch of LHV Bank’s UK current account. Its parent company, allpay, processes more than £9.8 billion in transactions annually and works with over 200 local authorities and 500 housing associations. allpay cards positions itself as a complete solution for card programmes, leveraging a cloud-based portal and API for seamless integration. The company differentiates on speed-to-market, reliability, and the ability to handle both high-volume and bespoke card issuances, while also offering environmentally conscious options like recyclable cards.

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  Nuvei

  Montreal, Quebec, Canada

  Nuvei Corporation is a global payment technology company founded in 2003 by Philip Fayer in Montreal, Canada. Originally launched as Pivotal Payments, the company rebranded to Nuvei in 2017 and has since grown into a comprehensive payments infrastructure provider. Its modular, cloud-native platform enables businesses to accept pay-ins and orchestrate payouts across more than 200 markets, supporting over 700 local and alternative payment methods. Nuvei serves merchants of all sizes, from digital-native brands to large enterprises, through a single integration that also includes card issuing, banking services, and risk management tools. In 2024, Nuvei was taken private by Advent International in a deal valued at approximately $6.3 billion, and in early 2026 it announced a $2.75 billion acquisition of Payoneer, creating a combined entity processing over $500 billion in annual transactions. With headquarters in Montreal and more than 1,000 employees, the company continues to scale its infrastructure under founder and CEO Philip Fayer.

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  Monneo

  London, United Kingdom

  Monneo was a London-based fintech company that provided virtual International Bank Account Number (IBAN) and corporate bank account solutions, primarily targeting eCommerce merchants and B2B companies. Founded in 2018, the company’s core offering was a single platform that consolidated access to multiple European and international banks, allowing clients to manage various payment methods and IBANs from one interface. Monneo’s services were designed to facilitate cross-border payments, multi-currency settlements, and currency exchange across 134 currencies, leveraging networks such as SWIFT, SEPA, and UK Faster Payments. However, the company’s trajectory changed dramatically in 2023. On 6 April 2023, the UK Financial Conduct Authority (FCA) imposed requirements on Monneo to cease all regulated payment services due to concerns it was not meeting its conditions of authorization. Shortly thereafter, on 30 May 2023, a special administration order was granted by the Court under the Payment and Electronic Money Institution Insolvency Regulations 2021. The directors of Monneo applied for this order after concluding the firm was insolvent. Joint special administrators (JSAs) from FRP Advisory were appointed to manage claims and return funds to customers, where possible. As of that date, Monneo was not providing payment services, and customer accounts were frozen. The company’s website (monneo.com) remains active for contact and information purposes but is managed by the administrators.

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  Trumia

  Quad Central, Q3, Level 3, Triq L-Esportaturi, Zone 1, Central Business District, Birkirkara CBD 1040, Malta

  Trumia Ltd is a Maltese-licensed Electronic Money Institution (EMI) and Payment Services Provider authorised and regulated by the Malta Financial Services Authority (MFSA). Operating from its headquarters in Birkirkara, the company offers a full suite of digital financial services tailored to both businesses and individuals. Trumia focuses on sectors that often encounter friction in payment processing, providing multi-currency e-money accounts, global payment flows via SEPA and SWIFT, peer-to-peer (P2P) transfers, and Open Banking payment initiation. Its proprietary Trumia Platform – accessible via web and the Trumia Pay mobile app – acts as a centralised treasury assistant, managed liquidity and enabling fast, compliant cross-border transactions. At the helm is CEO Mark Curmi, a seasoned financial services professional with a background in banking, KPMG consultancy, and hands-on startup building. The company maintains a lean team of 2–10 employees and is privately held, underscoring its agile, technology-driven approach to modern payments.

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  Electronic Payment Solutions Company

  Holbrook, New York

  Electronic Payments, Inc. (EPI) is a privately held U.S. fintech company founded in 2000 by Michael Nardy to address the overpriced merchant services market for small to midsize businesses. Over two decades, EPI has grown into one of the most respected independent merchant acquirers, processing over $26.5 billion annually across more than 60,000 merchant partnerships. The company differentiates itself through in-house developed technology, including the Exatouch® POS system, Cygma® low-cost processing, and ProCharge® Desktop, along with 24/7 in-house technical support and same-day funding. EPI serves retail, restaurant, bar, brewery, and service-based businesses, and also offers programs for agents, ISOs, and financial institutions. It is ranked as the 23rd largest U.S. acquirer and emphasizes a meet-or-beat rate guarantee and proprietary dual-pricing methodology for cash discounts.