Tunzer (Crederes)
- Headquarters
- Worldwide (remote-first)
Tunzer operates as the commercial brand of Crederes Financial Services, a privately held B2B payment solutions provider founded by industry professionals with deep experience in finance, e-commerce, cryptocurrency, and banking. The company positions itself not merely as a technology vendor but as a strategic partner, emphasising adaptability and bespoke service over off‑the‑shelf offerings. Tunzer’s core mission is to build enduring partnerships that drive mutual prosperity, growth, and success for its merchant clients. Headquartered in a “worldwide” capacity (remote‑first with no single public address), Tunzer employs between 51 and 200 people according to its LinkedIn profile. The company’s specialties include payment gateway integration, merchant acquiring, and global payouts, with support for a wide range of payment methods – cards, e‑wallets, and alternative payment instruments – across multiple countries and high‑risk verticals such as iGaming, forex, and online trading. Tunzer’s platform is built on the principles of resisting conformity, customer‑centricity, industry expertise, persistent refinement, and reliability. While the exact founding year is not disclosed publicly, the company has established a meaningful presence in the iGaming and B2B payments space, as evidenced by its listing on PayAtlas, a leading PSP directory. The brand is actively growing its global footprint, with a recent team‑building event in Georgia (the country) highlighting its international team culture.
Detailed Review
Business Model & Vertical Focus
Tunzer (Crederes Financial Services) operates as a full‑stack B2B payment service provider (PSP) with a strong tilt toward high‑risk, high‑growth sectors. The company’s website and LinkedIn profile highlight its expertise in e‑commerce, crypto and banking, and its PayAtlas entry confirms support for several high‑risk verticals typical of the iGaming and trading industries. The payment methods accepted include major credit/debit cards (Visa, Mastercard), e‑wallets, and alternative local payment methods in regions such as Europe, Asia, and Latin America. Tunzer does not publish a standard rate card, working instead on custom pricing agreements, which aligns with its “unorthodox solutions” value proposition.
Platform & Product Offerings
Tunzer’s product suite appears to be built around three core pillars: - Payment Gateway – A white‑label or API‑driven gateway allowing merchants to accept a wide array of global payment methods. The gateway is optimised for high transaction volumes and includes routing logic for improved authorisation rates. - Merchant Acquiring – Direct acquiring capabilities (likely via partner banks or licences) for both card‑present and card‑not‑present transactions, with a focus on cross‑border settlements. - Payouts & Mass Payments – A bulk payout engine that enables operators (e.g., iGaming platforms, affiliate networks) to disburse winnings, commissions, and refunds in multiple currencies and methods. No proprietary brand names for individual products (e.g., “Tunzer Gateway X”) are publicly disclosed; the entire offering is marketed under the “Tunzer” umbrella.
Licensing & Compliance
Tunzer does not prominently list specific regulatory licences on its public materials. Given the nature of its business (serving crypto and iGaming clients), it likely operates through licensed acquiring partners or holds licences in select jurisdictions. The PayAtlas profile suggests it services “high‑risk” merchants, which implies compliance with AML/KYC norms, but exact licences (e.g., FCA, MGA) are not confirmed.
Market Positioning & Growth
With a LinkedIn company size of 51‑200 employees and a follower count of 470, Tunzer is a relatively small but agile player. Its emphasis on “resisting conformity” and “customer‑centric approach” indicates a boutique service model, differentiating it from larger PSPs like Thunes or Unzer. The company is privately held and has not disclosed any funding rounds. Its global team‑building event in Georgia (Tbilisi area) suggests a distributed workforce, possibly with operational hubs in Eastern Europe and the Middle East.
Competitive Strengths & Weaknesses
- Strengths: Flexibility in customisation, deep vertical expertise in crypto and iGaming, direct partnerships with multiple acquirers, and a lean organisational structure that allows rapid adaptation. - Weaknesses: Limited public transparency regarding regulatory licences, no published case studies or client logos, and a relatively low online footprint compared to established competitors. The lack of a fixed head office may raise due‑diligence concerns for some large‑scale merchants.
Key Products
Tunzer Payment Gateway
Core payment processing platform enabling merchants to accept online transactions securely, supporting e-commerce and high-risk verticals.
Acquiring Services
Merchant account services to process card payments and alternative payment methods, tailored to cross-border and iGaming merchants.
Payout Solutions
Bulk payout capabilities for sending funds to affiliates, partners, or vendors, with a focus on scalability and speed.
Tunzer Payout Solutions
Services for disbursing winnings, commissions, or other payouts to end‑users, supporting multiple currencies and methods.
Tunzer Acquiring
Merchant acquiring services that allow businesses to accept card payments directly.
Payment Gateway
API- and white-label gateway supporting multiple global payment methods (cards, e-wallets, local methods). Designed for high volume and flexible routing.
Merchant Acquiring
Direct acquiring capabilities for card-present and card-not-present transactions, with cross-border settlement support.
Payouts & Mass Payments
Bulk payout engine for operators to disburse funds to end-users, affiliates, and partners in various currencies and methods.
Integration & Partnership Layer
Bespoke integration services for platforms (e.g., iGaming back-offices, e-commerce carts), with an emphasis on unorthodox solutions tailored to client needs.
Offices & Headcount
125 employees (approx.)