APS Advanced Payment Solutions
- Headquarters
- Fernie, British Columbia, Canada
APS Advanced Payment Solutions (APS) is a privately held Payment Service Provider that combines traditional fiat payment processing with blockchain technology. The company’s platform is built on the Stellar Blockchain Open Network, while also supporting Solana, Ethereum, and 60+ additional settlement layers. APS enables businesses to accept payments via card networks (Visa, Mastercard, JCB, UnionPay), digital wallets (Binance Pay, Binance Connect, KuCoin Pay), and alternative payment methods from over 150 countries. The company offers multi-currency settlement, on-chain payment solutions, and embedded payments for the MetaTrader 5 (MT5) platform, which is widely used in the trading and iGaming sectors. APS also provides corporate payment services and open banking integrations that allow merchants to receive funds from clients at 700+ European banks. The company markets itself as a “one integration” solution that bridges decentralized finance (DeFi) with traditional fiat payment rails, targeting fast-growing international businesses in e-commerce, iGaming, and financial services.
Detailed Review
Business Model
APS positions itself at the intersection of traditional payments and Web3 infrastructure. Its core value proposition is a unified API that connects merchants to both fiat and digital currency payment methods, eliminating the need for multiple integrations. The company’s product suite includes card processing (Visa, Mastercard, JCB, UnionPay), digital currency acceptance via Binance Pay and KuCoin Pay, and real-time multi-currency settlement. A notable vertical offering is MT5 Embedded Payments, which allows forex and CFD brokers to process client deposits and withdrawals directly within the MetaTrader 5 platform.
Technology and Products
On the blockchain side, APS implements Stellar Ecosystem Proposals (SEPs) to bridge fiat and Stellar-based DeFi, and offers on-chain payment gateways for 60+ settlement layers. The company also provides open banking solutions, enabling merchants to receive payments from over 700 European banks. APS’s target industries include iGaming, online trading, and e-commerce, where cross-border payment speed and cryptocurrency options are critical.
Market Position
While the company claims a presence in 150+ countries, its exact licensing and regulatory footprint are not detailed on its marketing materials. APS is headquartered in Fernie, British Columbia, Canada, and its LinkedIn page lists a 51-200 employee range. Despite its global ambitions, APS does not publicly disclose financial details, funding history, or a full leadership roster.
Key Products
Binance Pay Gateway
Enables merchants to accept payments from over 300 million Binance Pay users with frictionless integration.
Binance Connect
Allows merchants to accept digital currency payments with real-time settlement, powered by APS.
KuCoin Pay
Provides fast, secure, and cost-efficient digital currency payment acceptance for online businesses.
MT5 Embedded Payments
Enables client deposits and payments directly within the MetaTrader 5 trading platform.
Card Processing
Supports online card payments via VISA, Mastercard, JCB, and UnionPay through a single API.
Multi-Currency Settlement
Global payment settlement in the merchant’s preferred currency with seamless conversion.
Alternative Payment Methods
Aggregates local payment methods from markets worldwide, including e-wallets, bank transfers, and more.
On-Chain Payments (Stellar Ecosystem)
Implements SEP protocols to bridge traditional finance with Stellar-based DeFi, enabling fiat payment access for ecosystem stakeholders.
Blockchain Payments Gateway
Provides seamless access to traditional fiat methods while supporting 60+ settlement layers including Stellar, Solana, and Ethereum.
Corporate Payments
Offers multi-currency liquidity and comprehensive payment services for business treasury operations.
Binance Pay
Enables merchants to accept payments from 300 million Binance Pay users via a frictionless checkout.
On-Chain Payments
Fiat settlement via Stellar, Solana, and Ethereum blockchain layers (60+ settlement layers supported).
Payments for Stellar Ecosystem
Bridge traditional finance with Stellar-based DeFi using SEP protocols.
Binance Pay Integration
Lets merchants accept payments from 300 million Binance Pay users.
Binance Connect Integration
Enables merchants to accept digital currency payments with real-time settlements.
KuCoin Pay Integration
Allows digital currency payments via KuCoin Pay.
Alternative Payment Methods (APMs)
Local payment methods from markets worldwide via a single integration.
Open Banking Integration
Merchants can receive payments from clients of 700+ European banks (announced in 2025 via FF News).
Offices & Headcount
100 employees (approx.)