- Founded
- 2021-01-01 in Tallinn, Estonia
- Headquarters
- Tallinn, Estonia
Allpass.ai is an automated identity verification (KYC) and anti‑money laundering (AML) compliance platform designed for startups and SMEs in crypto, fintech, and iGaming. Founded in 2021 in Tallinn, Estonia, by Denys Galenko and Viktor Plotnikov, the company emerged from the founders' own experience building a consumer fintech app, where they saw the need for a no‑code solution to replace slow manual onboarding. Allpass.ai offers a fully integrated suite including ID verification across 14,000+ document templates, liveness detection, customizable verification flows, and continuous AML screening against 3,000+ global watchlists. The platform boasts a 95% first‑try verification rate and speeds up client onboarding by up to 3x. It is a member of the Mastercard Engage Partner Program and was named the best Fintech startup in Ukraine by the Ukrainian Association of Fintech and Innovation Companies. Operating with a core team of 17, Allpass.ai emphasizes a privacy‑first approach, never accessing client personal data and allowing clients to delete their data independently.
Detailed Review
Background & Founding
Allpass.ai was founded in 2021 by Denys Galenko and Viktor Plotnikov. The founding team originally worked on a consumer fintech mobile application and, through hundreds of conversations with banks and fintech enterprises, identified a persistent market gap: traditional financial institutions were losing customers because their offline onboarding processes could not adapt to the sudden shift to digital, while large neobanks with dedicated developer teams built proprietary solutions. Smaller banks and startups lacked the resources to create similar capabilities. The team pivoted from their fintech app to build a universal, easy‑to‑implement KYC/AML platform, which became Allpass.ai. The company is registered in Estonia and maintains an R&D hub in Ukraine at UnitCity, leveraging European regulatory presence and technical talent.
Product Platform
Allpass.ai offers a fully integrated, no‑code identity verification suite covering the entire compliance lifecycle. The platform is accessed via API, Web SDK, and a sandbox environment for testing. ID Verification uses robust document scanning with OCR and MRZ validation across 14,000+ global templates, including auto‑capture and instant rejection. Liveness & Face Match provides advanced one‑shot and 3D liveness checks to prevent presentation attacks, along with face matching and a selfie‑with‑doc feature. Verification Flow allows customizable, real‑time preview workflows that integrate phone/email verification and IP‑based geolocation. AML Screening continuously scans 3,000+ global watchlists for sanctions, PEPs, and adverse media with configurable questionnaires and ongoing monitoring. The Workplace dashboard enables management of applicant profiles, workflows, notifications, and reports with role customization and task assignments. Allpass.ai also provides encrypted data transfer, high‑end SSL, and multiple data centers with failover for security and reliability, emphasizing that it never accesses client personal data.
Market Position & Competitors
Allpass.ai targets banking, finance, crypto, blockchain, gaming & betting, mobility, marketplaces, travel, and healthcare. In iGaming, it enables operators to onboard players quickly while meeting strict regulatory requirements. The platform claims a 95% first‑try verification rate and 3x faster onboarding. Competitors include Lightico, FullCircl, and iDenfy. With a core team of 17, Allpass.ai is privately held and has not published major funding rounds, marketing itself as a transparent, reliable partner for startups and SMEs.
Partnerships & Recognition
Allpass.ai is a proud member of the Mastercard Engage Partner Program, certifying its solutions for integration with Mastercard’s ecosystem. It has been accelerated through various startup programs and was recognized as the best Fintech startup in Ukraine by the Ukrainian Association of Fintech and Innovation Companies.
Key Products
ID Verification
Document scanning, OCR, and MRZ validation supporting over 14,000 global document templates with cross-checks and auto-capture capabilities.
Liveness and Facematch
One-shot and 3D liveness detection, accurate face matching, and selfie-with-document functionality to prevent fraud.
Verification Flow
Customisable onboarding workflows that include phone/email verification, IP-based geolocation, and scheduled token re-checks.
Access & Security Framework
Data encryption, two-factor authentication, role-based access control, and JWT authorisation to protect sensitive information.
AML Screening
Continuous screening against 3,000+ watchlists (sanctions, PEPs, adverse media) with configurable questionnaires and ongoing monitoring.
Workplace
Centralised dashboard for managing applicant profiles, tasks, notifications, reports, and team collaboration with role assignments.
Automation & Efficiency
Automates data collection, background checks, duplicate management, load balancing, and metadata uploads to streamline operations.
Integration
Sandbox environment, REST API, Web SDK, and real-time webhooks for seamless integration into existing systems.
Automation and Efficiency
Automated data collection, background checks, duplicate management, and load balancing to streamline onboarding.
Integration Tools
Sandbox environment, API, Web SDK, real-time webhooks, and API health tracking for seamless integration.
Liveness & Face Match
Advanced one-shot and 3D liveness checks to prevent presentation attacks, along with face matching and selfie-with-doc feature.
Offices & Headcount
17 employees (approx.)
Key Persons
Denys GalenkoCo-Founder/CEO