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Dutch Supreme Court Affirms Validity of Pre-Regulation Online Gambling Contracts

Dutch Supreme Court Affirms Validity of Pre-Regulation Online Gambling Contracts

2026-07-06

The Dutch Supreme Court has ruled that players are not automatically entitled to reimbursement for online gambling losses incurred before the Netherlands regulated its market in October 2021, affirming that contracts with unlicensed operators during that period are not inherently void. This decision aligns with the view that the national gambling act does not retrospectively invalidate such agreements, a stance welcomed by operators like Entain, amidst ongoing legal discussions across Europe regarding similar pre-regulation claims.

The Netherlands' highest judicial body, the Supreme Court, has delivered a significant ruling impacting individuals who sought to reclaim funds lost through online gambling before the country's regulated market launched in October 2021. This decision clarifies that agreements made with online gambling operators that were not licensed in the Netherlands at the time are not automatically void, meaning players are not inherently entitled to reimbursement for those historical losses.

This outcome stems from preliminary inquiries submitted by the District Courts of Amsterdam and North Holland. The cases involved two separate individuals who engaged in online gambling via Malta-licensed platforms prior to the Dutch regulatory framework taking effect. One player aimed to recover $139,464.58 from PokerStars (operated by TSG Interactive Gaming Europe Ltd) for activity spanning 2006 to 2021. The second sought to reclaim €135,137 lost with PartyCasino (operated by ElectraWorks Europe Ltd) between August 2020 and July 2021, arguing their contracts with the operators should be declared invalid.

Court's Rationale

The Supreme Court thoroughly examined whether Article 3:40 of the Dutch Civil Code, which voids legal actions that contradict public order or mandatory statutory provisions, applied to these scenarios. Its conclusion was that the Dutch Games of Chance Act, while regulating gambling and prohibiting unlicensed offerings, does not, in itself, invalidate such civil contracts. The court specifically rejected the argument that the 2021 regulatory changes were intended to retrospectively undermine the validity of agreements formed with operators lacking a domestic license at that time.

Industry Perspective and European Parallels

The ruling was met with approval from some industry stakeholders. A spokesperson for Entain, which operates brands like Bwin, PartyCasino, and PartyPoker, welcomed the Supreme Court’s decision. They stated that it "confirms the position they have consistently maintained, which is that gambling agreements entered into before 1 October 2021 are valid, and that any historic gambling losses incurred cannot be recovered on the basis that those agreements were void." The spokesperson further noted that any attempts to pursue such claims, whether individual or collective, are "no longer tenable" following the court's pronouncement.

This Dutch development occurs amidst broader discussions within Europe regarding player loss claims preceding national regulations. The European Court of Justice (ECJ) has addressed similar cases from countries like Germany and Austria, generally directing national courts to uphold their local licensing statutes. For instance, a January ECJ ruling (C-77/24) in an Austrian case emphasized that European player-loss disputes should be judged according to domestic gambling laws. However, some industry experts, like Claus Hambach of German legal firm Hambach & Hambach, have voiced concerns over a perceived lack of definitive clarity from the ECJ on these complex issues, stating there remains "considerable legal uncertainty and unresolved questions."