Trust Payments Ltd

History and Background

Trust Payments traces its roots to 1997, when it was founded as Secure Trading – a payment gateway and processing company focused on the high‑risk and gaming sectors. The business was later rebranded as Trust Payments Ltd, incorporated as a private limited company in England and Wales (company number 11976895) in 2019. The current legal entity is registered at T Bromley, 15‑17 London Road, Bromley, BR1 1DE, United Kingdom. Under the Trust Payments brand, the company has broadened its offering from pure payment processing to a comprehensive converged commerce platform that integrates payments, acquiring, loyalty, data, and value‑added services.

Technology and Platform

Trust Payments’ core technology is the Converged Commerce® platform, a multi‑channel solution that unifies online, in‑store, and mobile sales channels with customer data and banking services. The platform supports omnichannel payment acceptance, including online payments, point‑of‑sale (POS) solutions, and mobile payments. It connects to more than 50 global banks for multi‑acquirer processing and offers its own acquiring solution in the European Union through acquiring.com. The company also provides fraud detection, treasury management, loyalty and engagement tools, and banking‑as‑a‑service capabilities. Its proprietary technology enables fast merchant onboarding – in as little as three days – and provides 24/7 multilingual support.

Products and Services

- Converged Commerce® Platform: A unified commerce solution that merges payments, data, and banking across all sales channels and customer journeys. - Online Payment Gateway: Secure processing for e‑commerce transactions with support for 160+ currencies and multiple payment methods. - Point‑of‑Sale Payments: In‑store payment solutions for retail environments. - Acquiring.com: EU‑based merchant acquiring solution for direct card processing. - Fraud and Risk Management: Advanced counter‑fraud services and security tools. - Loyalty and Engagement: Programmes to drive customer retention and repeat purchases. - Banking‑as‑a‑Service: Embedded financial services for partners and merchants. - Omnichannel Commerce: Integrated online and offline payment capabilities.

Regulatory and Licensing

Trust Payments is authorised and regulated by the UK Financial Conduct Authority as an Authorised Payment Institution (reference 932557) under the Payment Services Regulations 2017. It holds principal memberships with Visa and Mastercard, enabling direct card scheme access. In the United States, the company maintains money transmission licences and gaming vendor licences in multiple states. Its Maltese entity, Trust Payments (Malta) Limited, is authorised by the Malta Financial Services Authority for the provision of payment services and exercises freedom to provide services outside Malta.

Recent Developments and Partnerships

In January 2025, Trust Payments launched a partnership with payment orchestration platform Orchestr to provide pan‑European acquiring services. The company also signed an eight‑year partnership with online sportsbook and casino BetGoodwin. In 2025, Trust Payments reported surpassing £1 billion in monthly processing volumes, driven by a diversified portfolio spanning e‑commerce, digital entertainment, travel, and financial services. The company continues to expand its partner network, which provides access to over one million merchants globally.

Market Position and Outlook

Trust Payments operates at the intersection of payments, banking, and technology, targeting both mainstream and high‑risk industries. Its Converged Commerce strategy differentiates it from traditional acquirers by offering a single platform for payments, loyalty, and data. With a strong focus on regulated markets and a proven track record in gaming and leisure, the company is well positioned for continued growth as omnichannel commerce becomes the standard for merchants worldwide.