- Founded
- 2016-01-01 in Dublin, Ireland
- Headquarters
- Dublin, Ireland
Tola Mobile is a privately held payments infrastructure company headquartered in Dublin, Ireland, that specialises in connecting merchants and platforms to mobile money operators across sub-Saharan Africa. Founded in 2016, it provides a unified API enabling businesses to collect payments, send payouts, and orchestrate transactions across 24 African markets and more than 60 payment integrations. The company has processed over 3 billion transactions with a cumulative volume exceeding $2 billion, making it one of the fastest-growing independent mobile money integration providers in the region. Following a management buyout in early 2022, Tola Mobile has expanded its footprint, including adding card payment capabilities in December 2025. Serving clients in e-commerce, transport & logistics, insurance, fintech, and iGaming, it offers real-time deposits, withdrawals, and direct settlement through a single integration layer. With a lean team of 11–50 employees and a core technology hub in Dublin plus in-region presence across Africa, Tola Mobile is a critical enabler of digital payments in one of the world’s fastest-growing mobile money markets.
Detailed Review
History and Background
Tola Mobile was founded in 2016, though its payment processing operations date back to 2015. The company underwent a management buyout (MBO) in early 2022, backed by a consortium of investors, which allowed it to operate independently from its previous group. Its head office is in Dublin, Ireland, with a small but highly specialized team of 11–50 employees and an in-region presence across Africa.
Products and Platform
The company’s core offering is a unified API that connects merchants to mobile money operators across 24 African markets and more than 60 payment integrations. The product suite includes Tola Collect for accepting mobile money, cards, and other payment methods via a single checkout experience with payment links and QR codes; Tola Send for managing bulk disbursements and outbound payments with controls and approvals; Tola Orchestrate for transaction routing, multi-way reconciliation, and real-time reporting; and Tola Wallet, an integration platform for connecting to multiple mobile money wallet technologies. In December 2025, Tola Mobile added card payment capabilities through the same unified API, and in April 2026 it entered the Lesotho market.
Market Position and Recent Developments
Tola Mobile’s technology has been stress‑tested by high‑volume clients in iGaming, fintech, and digital commerce, with client testimonials highlighting platform stability and responsive support. The company emphasises direct settlement as a key differentiator, eliminating delays common in aggregated payment flows—particularly important for real‑time gaming and betting transactions. Tola Mobile participates in major African fintech events such as SiGMA Africa and the Africa Tech Summit, and is increasingly recognised as a reliable partner for businesses scaling mobile money operations across the continent.
Key Products
Tola Reach
Network connecting to mobile money operators and payment suppliers across 24 African markets, providing access to over 60 integrations.
Tola Collect
Payment acceptance via mobile money, cards, payment links, and QR codes through a single checkout experience.
Tola Send
Bulk payout and disbursement management with controls, approvals, and reconciliation for outbound payments.
Tola Orchestrate
Transaction routing, multi-way reconciliation, top-level reporting, and real-time transaction drill-down visibility.
Tola Wallet
Integration platform for connecting to multiple mobile money wallet technologies, simplifying wallet integration.
Card Payments
Enables merchants to accept card payments from leading providers through the same unified API, added in December 2025.
Offices & Headcount
50 employees (approx.)
Key Persons
- Shay Hamilton
Chief Executive Officer (CEO)
- Simon Pepper
Speaker