Lateral Payment Solutions Ltd

History & Corporate Structure

Lateral Payment Solutions Ltd was incorporated in the United Kingdom on 18 October 2001 (Company No. 04306951). The company launched as a payment gateway provider during the early boom of online commerce, aiming to make payment processing accessible to merchants of all sizes. Over the next two decades, Latpay expanded geographically, establishing a significant presence in Australia through its subsidiary Lateral Payment Solutions Pty Limited (ACN 126 101 500). Today, the group operates dual headquarters in London and Gold Coast, serving clients across the UK, Europe, and Australia.

Products & Platforms

Latpay’s core offering is a unified omni-channel payment platform that allows merchants to accept payments via a single integration across online, in‑store, and mobile channels. Key platform features include:

- Payment Gateway – Secure, multi-currency gateway supporting major credit/debit cards, digital wallets, and alternative payment methods. - Intelligent Bank Switching – Automatic transaction routing to optimise approval rates and reduce decline costs. - Real‑Time Reporting & Settlement – Dashboards and APIs for live transaction tracking, reconciliation, and financial reporting. - Fraud Prevention & Risk Management – Integrated tools for chargeback management, 3D Secure, and compliance screening. - Shopping Cart Integrations – Pre‑built connectors for platforms such as Shopify, Magento, WooCommerce, and others, plus custom integration support. - Bespoke Enterprise Payment Systems – Tailored solutions for high‑volume merchants requiring complex payment flows, recurring billing, and multi‑entity management.

The platform is certified EMV Level 1 in the UK, Europe, and Australia, and is PCI DSS Level 1 compliant, ensuring data security at the highest level.

Regulatory & Compliance

Latpay holds multiple licences and approvals: UK – Authorised and regulated by the Financial Conduct Authority (FCA) as a payment institution; Australia – Holds an Australian Financial Services Licence (AFSL) and is registered with AUSTRAC for AML/CTF compliance; PCI DSS Level 1 – Annual certification for cardholder data security; BACS & Direct Debit Bureau – Approved to process Direct Debit payments in the UK. The company also maintains strict anti‑money laundering (AML) and counter‑terrorism financing (CTF) protocols.

Market Position & Specialisation

While Latpay serves a wide range of industries, its notable strength lies in the iGaming and gambling sector. The company’s platform is built to handle the high transaction volumes, multi‑currency needs, and regulatory demands of gaming operators. It is listed on iGamingSuppliers.com as a trusted vendor for card processing, pay‑ins, and pay‑outs. Beyond gaming, Latpay serves retail, financial services, and ecommerce verticals.

Clients & Partnerships

The company works with merchants of all sizes, from small businesses to large enterprises, and supports a global acquiring network. It emphasises a partner‑focused approach with dedicated account management and technical support during onboarding. Latpay also runs a referral partner programme.

Organisational Overview

Latpay is a privately held company with an estimated 11–50 employees (per LinkedIn). The company maintains a flat organisational structure with local teams in both the UK and Australia. The registered office in the UK is located in Wimbledon, London (SW19 1EX), while the Australian operational headquarters is at 222 Ferry Road, Southport, QLD 4215.

Future Outlook

The company continues to invest in platform scalability, compliance automation, and integration expansion. With the growth of cross‑border ecommerce and iGaming, Latpay is well‑positioned to support merchants seeking regulatory certainty and a broad payment acceptance network.