GENESIS CAPITAL
- Founded
- 2013-01-01
Genesis Capital is a U.S.-based private lender specializing in residential real estate financing for professional investors and developers. Founded in 2013, the company has grown from a boutique lender into a nationally recognized institution, funding over $20 billion in total originations and completing more than 10,000 loans. It operates as a wholly owned subsidiary of Rithm Capital Corp. (NYSE: RITM), a global alternative asset manager. The firm’s core offerings include construction, fix‑and‑flip, bridge, and rental financing, along with a build‑to‑rent product. Genesis has expanded its distribution through Express, Wholesale, and Correspondent channels, enabling faster, more scaled lending. The company prides itself on a sponsor‑first approach, evaluating the vision and track record of real estate sponsors rather than solely the underlying assets. Notably, it closed the largest-ever rated residential transition loan securitization in 2024, and maintains a strong repeat client rate of 93%.
Detailed Review
History and Corporate Structure
Genesis Capital began originating loans in 2013 and received a strategic investment from Oaktree Capital Management in 2014, which expanded its lending capacity. In 2018, the company was acquired by Goldman Sachs, gaining a broader national platform and product set. In 2021, it was acquired by Rithm Capital Corp., a publicly traded global asset manager focused on real estate and credit. The company surpassed 10,000 loans funded in 2020 and $20 billion in total originations by 2023.
Products and Platforms
Genesis Capital offers a range of short‑term and long‑term financing products. Construction financing covers ground‑up residential construction, including single‑family and small multifamily. Fix & Flip financing provides acquisition and renovation loans for investors. Bridge financing offers interim capital for properties awaiting permanent financing or repositioning. Rental financing targets stabilized rental properties. The Build‑to‑Rent (BTR) financing product supports the development of built‑for‑rent communities. The company also operates three distribution channels: Express (streamlined automated platform), Wholesale (partner‑driven origination through brokers), and Correspondent (bulk purchasing of loans from other lenders).
Operational Highlights and Market Position
Genesis Capital has funded over $20 billion in total originations and more than 10,000 loans since its founding. Its repeat client rate stands at 93%, reflecting a strong relationship‑driven culture. In 2025, the company funded nearly $5 billion in originations across construction, BTR, and bridge strategies. In 2024, it closed the largest‑ever rated residential transition loan securitization with 46 investors. The firm maintains a disciplined credit culture backed by institutional ownership and private‑market agility.
Leadership and Culture
The company emphasizes a transparent, sponsor‑first lending process with in‑house fund control. The CEO is Clint Arrowsmith, who published a message about continued growth and client focus in April 2025. The Chief Risk Officer is Aaron Cooper. Other C‑level roles cover credit, fund control, and portfolio optimization. Genesis Capital operates as a licensed lender in multiple U.S. states; its parent Rithm Capital is SEC‑regulated.
Key Products
Construction Financing
Short-term loans for ground-up residential construction, including single‑family and small multifamily properties.
Fix & Flip Financing
Acquisition and renovation loans for investors buying and rehabbing properties.
Bridge Financing
Interim capital for properties awaiting permanent financing or repositioning.
Rental Financing
Loans for stabilized rental properties, both single‑family and small multifamily.
Build‑to‑Rent (BTR) Financing
Specialized capital for the development and construction of built‑for‑rent communities.
Express Channel
Streamlined, automated platform for smaller, standardized deals.
Wholesale Channel
Partner‑driven origination through mortgage brokers and correspondents.
Correspondent Channel
Bulk purchasing of loans from other lenders to scale distribution.
Key Persons
- Abdallah Mahmoud
Speaker
- Clint Arrowsmith
Chief Executive Officer