Fibonatix
- Founded
- 2013-01-01 in Ramat Gan, Israel
- Headquarters
- Ramat Gan, Israel
- info@fibonatix.com
Fibonatix is a UK-regulated, global payment service provider founded in 2013 and headquartered in Ramat Gan, Israel. The company delivers bespoke payment processing solutions to businesses across a wide range of sectors, positioning itself as a trusted partner that goes beyond standard payment gateways by offering deep, tailored support for merchants often misunderstood or mislabeled by mainstream acquirers. Authorised and regulated by the Financial Conduct Authority (FCA), Fibonatix has built a reputation for handling complex or high-risk business models with a personal, hands-on approach. Its service portfolio includes payment gateways, point-of-sale (POS) terminals, alternative payment methods (APMs), and payment integration solutions. By combining a white-label gateway capability with robust risk management, Fibonatix enables merchants to accept credit/debit cards, bank transfers, and a variety of local and global APMs. The company has grown steadily without external funding, relying on strategic partnerships such as its collaboration with Paynetics and integration with Wix. With a decade of operational experience, Fibonatix serves a diverse clientele from e-commerce and retail to specialised industries like iGaming and forex, emphasising four core principles: understanding each client’s unique business, leading with expertise, building trust through personal relationships, and pursuing perfection in execution.
Detailed Review
Company History and Founding
Fibonatix was founded in 2013 in Ramat Gan, Israel, and remains headquartered there. The company is privately held and has not raised institutional funding, instead growing organically through service excellence and strategic partnerships. Its UK Financial Conduct Authority (FCA) regulation underscores a commitment to compliance and security in payment processing.
Business Model and Revenue
Fibonatix operates as a payment service provider, earning revenue through transaction fees, gateway licensing, and value-added services such as risk management and integration support. The company’s core differentiator is its willingness to support businesses that other providers reject due to complex or niche models. This approach has attracted merchants from sectors often considered high-risk, including iGaming, forex, and digital goods, though it serves a broad cross-section of e-commerce and retail.
Core Products and Platforms
The company’s flagship offering is a fully customisable payment gateway that can be white-labelled, enabling merchants to present a seamless checkout experience under their own brand. Additionally, Fibonatix provides POS terminals for in-person transactions, a wide range of alternative payment methods (including local schemes and wallets), and integration solutions that connect with major e-commerce platforms and CRMs. The company also offers risk management services to help merchants minimise fraud and chargebacks while maintaining high approval rates.
Market Position and Competitors
Fibonatix positions itself as the partner that “gets the mislabelled and misunderstood,” carving out a niche for businesses that value bespoke service over one-size-fits-all processing. In an increasingly competitive payments landscape, it competes with other specialised payment providers and traditional acquirers. The company’s lean leadership team, with a small group of department heads driving operations, keeps overhead low while maintaining a strong Trustpilot rating reflecting merchant satisfaction with responsive support and flexible solutions.
Partnerships and Integrations
Notable partnerships include a collaboration with Paynetics, an electronic money institution, which has enabled Fibonatix to accelerate expansion into new verticals and increase processing volumes. The company also integrates with Wix as a payment provider, allowing Wix merchants to accept payments via Fibonatix. These strategic alliances have been key to Fibonatix’s organic growth.
Recent Strategic Direction
While specific recent news is limited, Fibonatix continues to focus on expanding its merchant base through partnerships and maintaining its reputation for handling complex payment needs. The company’s decade of operational experience and FCA regulation provide a stable foundation for future growth.
Key Products
Payment Gateway
A white-label, customisable online payment gateway for credit/debit cards, bank transfers, and multiple alternative payment methods (APMs).
POS Terminals
Physical point-of-sale solutions for in-person transactions, enabling merchants to accept card payments at retail locations.
Alternative Payment Methods (APMs)
Integration of local and global payment options, including e-wallets, buy-now-pay-later services, and other regional schemes.
Payment Integration Solutions
Connectors and APIs for e-commerce platforms, CRMs, and billing systems, facilitating seamless payment acceptance.
Risk Management Services
Fraud prevention, chargeback mitigation, and compliance support to help merchants maintain high approval rates and reduce losses.
Key Persons
- Tal Miller
CEO