ePaymints

History & Founding

ePaymints was founded in 2015 by Jodi Durst and Kimberly Coley, who combined decades of payment industry experience to address the need for a simplified, secure payment gateway serving small to mid-sized B2C businesses, particularly in insurance and e-commerce. The company has operated without external venture capital, relying on organic growth and reinvestment, and remains independently owned by its co-founders.

Products & Services

The company offers a comprehensive suite of payment solutions. Its eCommerce Payment Solutions provide secure processing for online retailers, compatible with leading platforms. Insurance Payment Solutions are tailored for policy premium collection, supporting recurring billing and ACH/check processing. The ACH & Electronic Check Processing service enables direct bank-to-bank payments, reducing costs and improving settlement times. The core Payment Gateway facilitates global merchant processing across credit/debit cards, ACH, and checks. Additionally, Vendor/Marketplace Integration allows businesses to embed payment capabilities into existing systems, enhancing the buyer’s journey.

Market Position & Competitive Landscape

ePaymints competes with larger players such as Stripe, Square, and PayPal, as well as niche processors serving insurance and vertical B2C markets. Its differentiators include a strong focus on customer service, support for ACH and electronic checks (less common among pure card processors), and customised solutions for insurance premium payments. The lack of external funding suggests a conservative growth strategy prioritising profitability over rapid scale. Target clients are typically growing businesses that value personal support and flexibility over the breadth of features offered by enterprise platforms.

Licensing & Compliance

While specific certifications are not publicly disclosed, payment processing companies in the U.S. must comply with state money transmission laws, Payment Card Industry Data Security Standard (PCI DSS), and anti-money laundering (AML) regulations. ePaymints’ website indicates a commitment to security, but exact compliance details are not listed.

Recent News & Partnerships

Public news activity is sparse. A 2025 Facebook mention references a partnership with “Dash” (likely a cryptocurrency-related entity), though no official press release confirms this. The company has not issued funding announcements or major product launches in recent years, consistent with its status as a small, privately held firm.

Key Strengths & Weaknesses

Strengths include a niche focus on B2C and insurance verticals, strong customer support, a bootstrapped and debt-free structure, and an experienced founding team. Weaknesses are limited brand awareness, no disclosed headcount or growth metrics, lack of disclosed compliance certifications, and reliance on a narrow product set.