Insurance Brokerage and Underwriting (Reinsurance, Retail, Specialty, Wholesale, and Managing General Agency)

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  Howden Group

  One Creechurch Place, London, EC3A 5AF, United Kingdom

  Howden Group Holdings Limited is a global insurance intermediary headquartered in London, operating across the full insurance value chain. Founded in 1994 by David Howden, the group began as a three-person wholesale brokerage in a single rented office and has grown into one of the world’s largest employee-owned insurance groups, with more than 24,000 colleagues and over $51 billion in premiums managed annually. Howden provides retail, specialty, wholesale, reinsurance, and underwriting services to clients ranging from individuals and SMEs to multinational corporations. Its unique employee-ownership model—backed by long-term minority growth-equity partners—fosters a culture of ownership and long-term thinking, enabling the group to consistently challenge industry conventions. The group operates through three primary divisions: Howden Broking (global retail, specialty, and reinsurance brokerage), DUAL (one of the world’s largest managing general agents, with 1,800 people across 21 countries and 70 product lines), and Howden Capital Markets & Advisory. Howden also runs the Howden One Network, a global partnership of independent insurance professionals in over 100 territories, and Howden Digital, a digital market platform for carriers and buyers. With a presence in 55 countries, the group has achieved sustained organic growth and a reputation for deep sector expertise, particularly in complex risk areas such as cyber, energy, healthcare, and climate-related exposures.